Garage / Auto Body Insurance

Garage insurance, also known as “motor trade insurance,” is a type of liability insurance that covers garage owners and car dealerships from claims involving customers’ vehicles while on the company premises. This type of insurance covers a variety of businesses, including automobile dealers, repair garages, service stations, storage garages, parking lots, valet services, and delivery and towing operations. Where there are automobiles, there will be accidents. Liability coverage protects these businesses against:

• Garage Liability. This provides coverage for bodily injury, property damage resulting from operations involving the ownership, maintenance, or use of a covered vehicle. This coverage does not cover accidents not involving a covered vehicle that is typically defined as a vehicle held in inventory by the insured dealer.
• Garage Operations. This provides coverage for bodily injury or property damage resulting from garage operations other than the ownership, maintenance, or use of a covered vehicle.

You can also receive coverage for your automobile inventory. Call us today to discuss your garage insurance options!