Auto Insurance

Car Insurance -- It's Simple!

Arranging your auto insurance is simple and straightforward.

When you contact Rizzo Insurance, we do the shopping for you.  We'll research all the most prominent carriers for the best policy to fit your situation.  We then give you a quote with all the available discounts you are entitled to. Once you're ready, we put everything in place, and you get on with your life.

Of course, after the policy is in place, if you have questions or need help with a claim, we're right here in town to help you with our friendly support staff.


Car Insurance Done Right

You have choices when you buy your car insurance. Yes, Massachusetts law requires you to have a minimum amount of protection, but there are options beyond that.

There are also lots of insurance companies and agents vying for your business. Here at Rizzo Insurance, we take the time to explain your options and help you make the right decision based on your needs and budget.  We then support you with great customer service.

Massachusetts law says drivers must be insured for their "minimum" basic responsibilities should they cause an accident. But the minimum legal requirement -- such as $20,000 per person or $40,000 per incident for bodily injury to others -- may not be enough to protect your family if you're involved in a serious accident that you are found to be at fault.  Think about it; what if you or a member of your household are driving on a slippery roadway and through no fault of your own, you hit a pedestrian?  Unfortunately, that pedestrian sustains serious injuries.  What if you have just the basic limits- the minimum limits required "by law"?  If you have assets such as property, money in the bank, and yes, income, investments, or retirement accounts, they may all be attached to compensate the victim for their injuries!  That is why based on your circumstances, we will recommend the proper coverage for you to feel safe and protected.


Understanding Your Auto Insurance Options

When you arrange your car insurance through Rizzo Insurance, we'll work through and explain the following options for you:

  • Bodily Injury/Property Damage Coverage. It's a legal requirement to protect others for damages you cause to them physically or to their property such as their vehicle.  With our help, you can decide the financial limits of protection.
  • Uninsured Motorist Coverage.  In case another driver crashes into you and doesn’t have insurance. Yes, there are uninsured law breakers everywhere. This protects you against them and, again, is a legal requirement.
  • Personal Injury Protection (PIP).  Provides medical costs coverage for you and your passengers, no matter who caused the accident.
  • Collision Insurance.  Covers damage to your car if your involved in an accident regardless who is at fault.
  • Comprehensive Insurance.  Protects your car against a range of perils like fire and theft, or damage caused by something other than another car -- a tree fall for example.
  • Underinsured Motorist Coverage.  When someone has low Bodily Injury limits on their policy, you can increase your limit to protect YOU for adequate limits as opposed to relying on other people to carry adequate coverage.


How Much Does Car Insurance Cost?

That depends on the options and financial limits you select. Other factors might include your driving record, the age and type of vehicle you own, where you live, years of driving experience, and the size of your deductible.  

Rest assured, we will work tirelessly to secure a highly competitive rate, with all available discounts and options to spread payments out over time.  And that's not all…


Why Rizzo for Car Insurance?

Here are a few of the many benefits to you when you insure through the Rizzo Insurance Group:

  • We've established a tremendous reputation for reliability, trustworthiness and experience across our growing customer base. 
  • We do all the work finding the best insurance deal for you. We shop so you don't have to.  
  • We're independent, which means we work FOR YOU- NOT THE INSURANCE COMPANIES.  And, we're not tied to any one insurer. We work with many who trust us just as much as our clients.
  • We're always here for you when you need help or have questions. We also stay in touch with you throughout the year.
  • We provide fast, no-cost, no-obligation quotes and explain all of our amazing discount programs such as AARP, SBLI, AAA, Pan-Mass Challenge, along with our affiliation with the New England Patriots and Boston Bruins.  


Act Now

Call us, or email us using the contact form on this page now and we'll get working for you. It'll be our pleasure to provide you with great auto coverage. And, it could be the start of a long-term partnership, serving and protecting you.

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