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What Is Completed Operations Liability Insurance?
We understand that a blog like this may not seem important to anyone who is not a contractor or subcontractor, however, if you are a homeowner or business owner who periodically employs one, it might be important for you to know that...
Read MoreInflation, Jury Awards Continue Driving Insurance Premiums
Inflation is not just affecting the cost of food and fuel. It's also spilled over to the price of almost every industrial item, including building materials and services.Anybody running a business, particularly one that carries...
Read MoreRizzo Insurance Group Hurricane Preparedness Tips
An incoming report of a possible hurricane is always stressful. Here are ways to prepare and help ease anxiety before a storm hits. Sign up for free emergency alerts from your local government.Monitor your local news and weather...
Read MoreTop Financial Scams Aimed at Vulnerable Seniors
Financial scams targeting seniors are prevalent and costly. The FBI estimates that seniors lose more than $3 billion each year to fraudsters. Scammers go after the elderly because they believe older adults have a significant amount of...
Read MoreWhat Everyone Should Know About Umbrella Insurance
Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of one million dollars.Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn't stand...
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Plan Now for Your Child's Insurance at College
If your child is gearing up to attend college, they will leave the comforts of home to likely be on their own for the very first time.And while they and their belongings have been under the protective custody of you and your insurance,...
Read MoreCan Caffeine Aggravate My High Blood Pressure?
Many of us love having a cup of coffee first thing in the morning. It's delicious, part of the culture, and can give us that energy boost that we need to kick-start our day.But are there downfalls to starting the day off with a morning...
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Do You Have Enough Insurance to Keep Up with Rising Home Repair Costs?
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Dog Bites and Your Homeowner's Insurance
There are some 63 million dogs in the U.S. and while they make for great companions and help keep our homes safe from intruders, they can also be a significant liability. About 4.5 million people suffer dog bites every year, according...
Read More10 Social Security Myths That Refuse to Die10 Social Security Myths That Refuse to Die
Social Security is enormous and complex, paying out nearly $93 billion a month to some 65 million retirees, people with disabilities and their family members. It's wildly popular, supported by more than 90 percent of U.S. adults across...
Read MoreRoad Fatalities Surge; Driving While Texting to Blame
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer; things like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone...
Read MorePreparing Your Home for Fall and Winter Storms
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor...
Read MoreHow to Reduce Your Risk for Developing Dementia, Alzheimer's
Being predisposed to developing Dementia or Alzheimer's disease is something many adults worry about. However, experts say that it could be possible to delay the progression or the onset of these diseases by taking steps to improve our...
Read MoreSeven Ways to Reduce the Cost of Insuring Your Teen Driver
While teenagers react with glee when they get their driver's license, for parents it is a time of angst and the specter of higher insurance premiums. Sticker shock is not uncommon when parents receive that first quote for coverage, but...
Read MoreIt's That Time of Year Again- Be Extra Careful When Driving in School Zones!
Soon, children will be starting a new school year and with most institutions now open for in-person classes, drivers need to be aware of school zone safety. Traffic is often congested outside of schools early in the day as parents drop...
Read MoreHow to Have a Safe 4th of July Celebration
The 4th of July is one of America's truly favorite holidays, however, for many, enjoying the holiday includes an unwanted trip to the hospital. Every year more than 11,000 people are sent to the emergency room for fireworks related...
Read MoreRemembering Safety When Barbecuing This Summer
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, fire departments respond to an estimated average of 10,600 home structure and outdoor fires involving...
Read MoreHow an Umbrella Policy Can Save You from Ruin
An umbrella policy is designed to protect you from almost everything that your homeowner's and auto insurance policies do not, as well as fill in gaps in coverage when the limits of these policies are exhausted. Lawsuits are filed...
Read MoreKeeping Your Home Safe From Break-Ins
As one of the most common crimes, burglary is not to be taken lightly. And unlike common belief, most of these burglaries happen in the middle of the day. According to the National Council for Home Safety and Security, break-ins are...
Read MoreWhy Flood Insurance Rates May Rise Dramatically
As we experience more extreme weather, and floods increase across the country, the National Flood Insurance Program (NFIP) is poised to make a shift in how it prices its policies that is expected to have a drastic effect on premiums...
Read MoreFulfilling Hobbies To Do In Retirement
Are you looking forward to retirement, but wondering what in the world you’re going to do with all that free time? Finding a hobby you love is one way to feel fulfilled after your working years. Hobbies can help you stay...
Read MoreFeeling Down? Here Are Eight Natural Ways to Brighten Your Mood
It's normal for our mood and energy levels to fluctuate every now and then. However, it can affect our daily routine, including how we normally function in our everyday lives. This is especially true now, as the COVID-19 pandemic will...
Read MoreCoronavirus Pandemic Changes Driving Habits for the Worse
The novel coronavirus pandemic has made many of us work from home, wear masks in public and keep physically distant from others. A recent government study also indicates that it has made us worse drivers. While Americans drove less...
Read MoreSigns Your Child May Need More Support During Pandemic
While the COVID-19 pandemic has been stressful for most of us, children and teens often have an especially difficult time dealing with the lack of activities and social interaction if they are distance learning. Depression has...
Read MoreHow to Prevent Frozen Pipes During the Winter
Every winter, about 250,000 households find themselves with messes from pipes that freeze and burst. In addition to erupting and filling a room with water, a burst pipe can cause thousands of dollars in damage. Our agency has seen...
Read MoreEight Insurance-cost Saving Tips for New Year
As 2021 gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure this year that you make your home safety a priority, and also ensure that you get the most bang for the buck with your...
Read MoreWhy an Independent Agent?
Many people wonder why they should deal with an independent insurance agency (think Rizzo Insurance Group, Inc.) as opposed to calling an 800 number or purchasing from a direct writer who only represents one company? Well, this is a...
Read MoreHow Insurance Deductibles Work
An insurance deductible is the amount you, the insured, must pay before any claim will be paid by your insurance carrier. Depending upon the type of insurance you have, your policy may set the amount of deductible, or you may have the...
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